
This chocolate banana bread transforms overripe bananas into a decadent yet nutritious treat that tastes like dessert but is healthy enough for breakfast. Made with almond flour instead of traditional wheat flour, this rich, moist loaf delivers deep chocolate flavor while remaining gluten-free. The natural sweetness from ripe bananas means we need only a touch of maple syrup to create a satisfying treat that won't leave you with a sugar crash.
The first time I made this bread, my kitchen filled with the most incredible aroma of chocolate and bananas. I've since made it countless times when those spotty bananas appear on my counter, and it disappears faster than any other bread in my recipe collection.
Ingredients and Why They Matter
- Very ripe bananas: Use ones with significant brown spotting for maximum natural sweetness and the best banana flavor. They provide moisture and reduce the need for added sweeteners.
- Eggs: Create structure and help the bread rise while adding protein. Room temperature eggs incorporate better.
- Pure maple syrup: Offers gentle sweetness with minerals and antioxidants regular sugar lacks. Always use real maple syrup, not pancake syrup.
- Vanilla extract: Enhances the chocolate flavor and adds depth. Pure extract provides better flavor than imitation.
- Blanched almond flour: Creates a tender, moist texture while keeping the bread gluten-free and adding protein and healthy fats. Look for "fine" blanched almond flour for the best texture.
- Unsweetened cocoa powder: Delivers rich chocolate flavor without added sugar. Dutch-processed gives a smoother taste, but regular works well too.
- Baking soda: Reacts with the acidic cocoa powder and bananas to help the bread rise properly.
- Salt: Balances sweetness and enhances chocolate flavor. Don't skip it!
- Dark chocolate chips: Provides melty pockets of intense chocolate. Choose quality chips with at least 60% cacao for best flavor.
- Flaky sea salt: The optional finishing touch that elevates the flavor with delicate crunch and flavor contrast.
Step-by-Step Instructions
- Step 1:
- Preheat your oven to 350°F and prepare your loaf pan by lining it carefully with parchment paper, leaving some overhang on the sides for easy removal later. I like to spray a light coating of nonstick spray on the pan first to help the parchment stick to the sides. This preparation step is crucial for clean removal of your beautiful loaf.
- Step 2:
- In a large bowl, thoroughly mash your spotty bananas with a fork until very few lumps remain – I aim for the consistency of thick applesauce. Add your eggs, maple syrup, and vanilla, then whisk energetically until the mixture becomes smooth and well-incorporated. The eggs should be fully integrated with no streaks or separate egg whites visible.
- Step 3:
- Add the almond flour, cocoa powder, baking soda, and salt directly to your wet ingredients. Use a wooden spoon to gently fold everything together, moving from the bottom of the bowl upward in a careful motion to ensure all dry pockets are incorporated without overmixing. The batter will be relatively thick but still pourable.
- Step 4:
- Fold in ½ cup of chocolate chips with just a few strokes, distributing them evenly but being careful not to overmix, which could make your bread tough. I find using a folding motion rather than stirring works best here.
- Step 5:
- Pour your batter into the prepared loaf pan, using a spatula to smooth the top into an even layer. Sprinkle the remaining 2 tablespoons of chocolate chips across the surface, gently pressing them in slightly so they don't roll off. Place in the center rack of your preheated oven and bake for 50-65 minutes, checking after 50 minutes by inserting a toothpick in the center – it should come out almost clean with a few moist crumbs.
- Step 6:
- Allow the bread to rest in the pan for exactly 10 minutes – any longer risks steaming the bottom. Carefully lift the bread out using the parchment paper overhang and transfer to a wire cooling rack. Let it cool completely, which usually takes about 2 hours, before slicing into 12 even pieces. For the best flavor and texture, wrap tightly and enjoy the next day with a light sprinkle of flaky sea salt.

My youngest daughter struggled with gluten sensitivity for years before we discovered it. This bread became our family's weekend staple – something she could enjoy without discomfort while still feeling like she wasn't missing out on treats. The combination of dark chocolate and sea salt particularly converted my husband, who claimed he "wasn't a banana bread person" until this recipe came along.
Perfect Pairing Ideas
Chocolate banana bread stands beautifully on its own, but transforms into something extraordinary with thoughtful accompaniments. A smear of almond butter adds protein and creates a satisfying balance with the subtle sweetness of the bread. Fresh berries served alongside provide bright acidity that cuts through the richness of the chocolate. For special occasions, I've even warmed slices slightly and topped them with a small scoop of vanilla coconut milk ice cream, creating a dessert elegant enough for company yet simple enough for a family treat.
Storing For Maximum Freshness
The unique moisture content of this almond flour-based bread requires specific storage techniques to maintain its quality. After cooling completely, wrap the loaf tightly in parchment paper, then place in an airtight container at room temperature for up to three days. The parchment allows minimal air circulation to prevent moisture buildup while protecting the bread from drying out. For longer storage, slice the entire loaf, place parchment between slices, and freeze in a sealed container for up to three months. Individual slices can be thawed at room temperature for about 30 minutes or gently warmed in a toaster oven for a just-baked taste experience.

Troubleshooting Common Issues
Achieving the perfect texture with almond flour baking sometimes requires adjustments based on your specific ingredients and environment. If your bread appears too wet in the center even after extended baking, your bananas likely contained excess moisture. Next time, reduce the maple syrup by one tablespoon to compensate. Conversely, if the bread seems dry or crumbly, your almond flour might be particularly absorbent or your bananas smaller than standard. Adding an extra tablespoon of maple syrup or an additional half banana provides the necessary moisture. Remember that almond flour browns more quickly than wheat flour, so if the top darkens too fast while the interior remains underbaked, loosely cover with foil after about 35 minutes of baking to protect it while allowing the center to finish cooking properly.
Frequently Asked Questions
- → What makes this banana bread healthier?
This banana bread uses almond flour for added nutrients, maple syrup as a natural sweetener, and dark chocolate for a less sweet indulgence.
- → Can I substitute almond flour with another flour?
Almond flour is crucial for the texture and moisture of this bread, but you can try substituting with a gluten-free flour blend. Results may vary.
- → How do I know when the bread is fully baked?
The bread is done when a toothpick or tester comes out almost clean from the center. Avoid overbaking to keep it moist.
- → Can I use honey instead of maple syrup?
Yes, you can substitute honey for maple syrup, though it might slightly alter the flavor. Both options work well to naturally sweeten the bread.
- → How should I store the bread?
Store the bread in an airtight container at room temperature for up to 3 days or refrigerate for up to a week. It also freezes well for longer storage.
- → What toppings go well with this bread?
Top slices with your favorite nut butter, a little butter, or a sprinkle of sea salt for an extra flavor boost.