01 -
In a large bowl, beat together the sweetened condensed milk and water until well combined, about 1 minute. Add the pudding mix and beat for approximately 2 minutes. Cover and refrigerate for 3-4 hours, or overnight, to allow the pudding mixture to set properly.
02 -
In a large bowl, whip the heavy cream until stiff peaks form.
03 -
Gently fold the whipped cream into the pudding mixture until no streaks of pudding remain.
04 -
Arrange 1/3 of the Nilla wafers to cover the bottom of a large glass bowl or 9x13 baking dish, overlapping if necessary. Layer 1/3 of the bananas and 1/3 of the pudding mixture on top. Repeat this process twice more, finishing with a garnish of additional wafers or wafer crumbs.
05 -
Cover tightly and refrigerate for at least 4 hours (up to 8 hours) before serving.